High-Risk Merchant Accounts

How Stripe’s FDA Vape Rule Compares With Shopify Payments and PayPal Policies

Analysis. Stripe's Prohibited and Restricted Businesses page, updated September 22, 2026, says U.S. merchants selling electronic tobacco may only sell FDA-authorized products. Shopify Payments prohibits tobacco outright, and PayPal's 2022 policy puts e-cigarettes in pre-approval.

E-commerce 4 Internet Marketers Editorial
Regulatory & Compliance

What Age-Restricted Shopify Sellers Should Check as Shop MCP Opens Agent Checkout

Shopify opened Shop MCP on October 13 so AI agents can search Shopify Catalog and check out with Shop Pay. Sellers of age-restricted and regulated products have reason to review how their listings, age checks, and order controls work when an agent does the buying.

E-commerce 4 Internet Marketers Editorial
Regulatory & Compliance

Shopify Shift to Market-Driven Shipping Puts State Blocks for Restricted SKUs Up for Retest

Shopify opened market-driven shipping to existing merchants on October 1, 2026, with every store moved by July 1, 2027. The upgrade replaces shipping profiles, which some hemp, nicotine, knife, and tactical sellers use to keep restricted products out of certain states, and changes several defaults those blocks depended on.

E-commerce 4 Internet Marketers Editorial
Payments

When Shopify Third-Party Gateway Surcharges Push Restricted Sellers to Self-Host

Restricted sellers shut out of Shopify Payments pay a plan-based surcharge on every gateway order, including tax and shipping, with no refund on returns. This analysis models the plan crossovers, the ENDS removal, and when self-hosting pays back.

E-commerce 4 Internet Marketers Editorial