High-Risk Merchant Accounts

Eli Lilly Presses Card Companies and Processors to Cut Off Retatrutide Sellers

Eli Lilly's six retatrutide lawsuits came with a call for card companies and processors to cut off sellers, and a CBS News investigation then found more than 80 businesses promoting the unapproved drug under LegitScript's seal, raising the bar for licensed telehealth and compounding merchants in underwriting.

E-commerce 4 Internet Marketers Editorial
FDA & Product Rules

FDA Peptide Warning Letters Show Research Use Only Labels Did Not Shield Online Vendors

FDA's August 24, 2026 warning letters to Peak Performance Peptides, Royal Peptides, NuScience Peptides, Peptide Partners, and Tex Peptides set aside research use only disclaimers and list the product pages, study summaries, blog posts, calculators, and bacteriostatic water that FDA treated as evidence of intended human use.

E-commerce 4 Internet Marketers Editorial
Authorize.Net

Authorize.Net October 17 Maintenance Can Run Transactions Without Fraud Filters for Up to an Hour

Authorize.Net's production maintenance on Saturday, October 17, 2026, starts at 9:00 PM Pacific (midnight Eastern) and, per its notice, AFDS transactions will process as if fraud filters are not enabled while CIM, ARB, voids, refunds, and hosted checkout CAPTCHA may be intermittently unavailable.

E-commerce 4 Internet Marketers Editorial
Payments

When Shopify Third-Party Gateway Surcharges Push Restricted Sellers to Self-Host

Restricted sellers shut out of Shopify Payments pay a plan-based surcharge on every gateway order, including tax and shipping, with no refund on returns. This analysis models the plan crossovers, the ENDS removal, and when self-hosting pays back.

E-commerce 4 Internet Marketers Editorial
Chargebacks & Fraud

Encoding FFL Transfer Fees and Dealer Selection in Headless Firearm Checkouts

Developers building firearm checkouts outside template apps often drop transfer-fee transparency and FFL handoff steps. Those gaps drive chargebacks and compliance failures when the buyer reaches the transferring dealer.

E-commerce 4 Internet Marketers Editorial
Chargebacks & Fraud

Split Descriptors for Telehealth Consult Fees Versus Pharmacy Fulfillment

Telehealth brands that bill consults and pharmacy fulfillment on separate MIDs can reduce statement confusion and chargebacks when checkout copy, refunds, and descriptors stay aligned. FDA GLP-1 telehealth pressure makes clean money flows part of processor survival too.

E-commerce 4 Internet Marketers Editorial
Card Network Programs

Mastercard Scam Merchant Monitoring Triggers Force 72-Hour Acquirer Probes

Mastercard's Scam Merchant Monitoring Program, effective July 24, 2026 under bulletin GLB 12772, compresses scam-signal response into a 72-hour acquirer investigation clock that high-risk card-not-present stores cannot treat as optional ops theater.

E-commerce 4 Internet Marketers Editorial