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High-Risk Merchant Accounts

How Stripe’s FDA Vape Rule Compares With Shopify Payments and PayPal Policies

Analysis. Stripe's Prohibited and Restricted Businesses page, updated September 22, 2026, says U.S. merchants selling electronic tobacco may only sell FDA-authorized products. Shopify Payments prohibits tobacco outright, and PayPal's 2022 policy puts e-cigarettes in pre-approval.

E-commerce 4 Internet Marketers Editorial
CBD / Hemp

UPS Will Require Total THC Lab Reports in Raw Hemp Shipments Starting December 11

UPS's hemp shipping page says raw hemp shipments must contain a Certificate of Analysis showing total THC, including THCA, of no more than 0.3% on a dry weight basis from December 11, 2026, the same day most of the new federal hemp definition takes effect.

E-commerce 4 Internet Marketers Editorial
Regulatory & Compliance

What Age-Restricted Shopify Sellers Should Check as Shop MCP Opens Agent Checkout

Shopify opened Shop MCP on October 13 so AI agents can search Shopify Catalog and check out with Shop Pay. Sellers of age-restricted and regulated products have reason to review how their listings, age checks, and order controls work when an agent does the buying.

E-commerce 4 Internet Marketers Editorial

Nicotine & Vape

Nicotine & Vape

Pennsylvania Can Now Seize Vapes Missing From the Attorney General’s ENDS Directory

Enforcement of Pennsylvania's Act 57 began October 19, 2026. Nicotine vapes not on the Attorney General's ENDS directory can be seized, first violations cost $500 per unit, and nicotine-free products sold under a nicotine brand name must be listed too.

E-commerce 4 Internet Marketers Editorial

Authorize.Net

Authorize.Net

Moving Stored Cards Between Authorize.Net and NMI Vaults Without Losing Autoship Customers

Authorize.Net full-card exports need an owner-approved, fee-based request that can take three weeks, NMI imports only through affiliate-initiated PGP files and charges at least $500 to export, and neither gateway imports subscription schedules.

E-commerce 4 Internet Marketers Editorial
Authorize.Net

Holiday Chargeback Prep When Auth-to-Capture Delays Stretch Across FFL and Backorder Queues

Firearm and other regulated merchants that authorize at checkout and capture after FFL transfer or backorder release need Authorize.Net's 30-day unsettled ceiling, NMI's processor-dependent auth windows, and tested reauth plus customer notices before holiday volume.

E-commerce 4 Internet Marketers Editorial
Authorize.Net

BigCommerce Native NMI and Authorize.Net Paths When Platform Rails Drop Regulated Catalogs

BigCommerce lists native NMI and Authorize.Net connections for specialty MIDs when platform rails drop regulated catalogs. The Payments API table shows Authorize.net vaulting support and NMI raw-card-only limits, while Commerce's AUP puts highly regulated product compliance on the merchant.

E-commerce 4 Internet Marketers Editorial

Card Network Programs

Card Network Programs

Firearm and Vape Merchants Need a Descriptor Check Whenever an Acquirer Changes Their MCC

When an acquirer moves a firearm or nicotine account to MCC 5723, 5993, or a new location record, Visa's April 2026 data rules and October 2026 dispute guide make the statement descriptor part of the change, with VAMP's 1.5% merchant line leaving little room for unrecognized charges.

E-commerce 4 Internet Marketers Editorial

Headless & Custom Storefronts

Headless & Custom Storefronts

NMI Lays Out How Classic transact.php Integrations Move to Its JSON Payments API

NMI's Classic API Migration Playbook moves server-side payments from /api/transact.php to JSON endpoints such as POST /api/v5/payments/sale, with the private key alone in the Authorization header and errors returned as HTTP status codes. Keys and Collect.js tokens carry over, and the classic API stays supported.

E-commerce 4 Internet Marketers Editorial

CBD / Hemp

CBD / Hemp

WooCommerce 11.2 Lets Age-Restricted Stores Collect Birthdays in the Checkout Block

WooCommerce 11.2 adds a date field type to the Additional Checkout Fields API, letting Checkout block stores collect a birth date and reject underage birthdays with relative limits such as -P21Y. The field is self-reported, so vape sellers still need PACT Act database verification.

E-commerce 4 Internet Marketers Editorial