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High-Risk Merchant Accounts

Eli Lilly Presses Card Companies and Processors to Cut Off Retatrutide Sellers

Eli Lilly's six retatrutide lawsuits came with a call for card companies and processors to cut off sellers, and a CBS News investigation then found more than 80 businesses promoting the unapproved drug under LegitScript's seal, raising the bar for licensed telehealth and compounding merchants in underwriting.

E-commerce 4 Internet Marketers Editorial
FDA & Product Rules

FDA Peptide Warning Letters Show Research Use Only Labels Did Not Shield Online Vendors

FDA's August 24, 2026 warning letters to Peak Performance Peptides, Royal Peptides, NuScience Peptides, Peptide Partners, and Tex Peptides set aside research use only disclaimers and list the product pages, study summaries, blog posts, calculators, and bacteriostatic water that FDA treated as evidence of intended human use.

E-commerce 4 Internet Marketers Editorial
FTC & Consumer Protection

FTC Lens.com Suit Targets Below-the-Fold Checkout Fees and Autoship Disclosures

The FTC, Nevada, and Utah sued Lens.com on October 2, 2026, alleging a mandatory Taxes & fees charge sat below a red Continue button at checkout and that AutoRefill cancellation terms were kept outside the purchase flow, in a case built on the FTC Act, ROSCA, and a Gramm-Leach-Bliley pretexting count rather than a fee rule.

E-commerce 4 Internet Marketers Editorial

Authorize.Net

Authorize.Net

Authorize.Net October 17 Maintenance Can Run Transactions Without Fraud Filters for Up to an Hour

Authorize.Net's production maintenance on Saturday, October 17, 2026, starts at 9:00 PM Pacific (midnight Eastern) and, per its notice, AFDS transactions will process as if fraud filters are not enabled while CIM, ARB, voids, refunds, and hosted checkout CAPTCHA may be intermittently unavailable.

E-commerce 4 Internet Marketers Editorial

Nicotine & Vape

Nicotine & Vape

Virginia Repeal Ends Licensed Home Delivery for Online Vape Orders

Chapters 1021 and 1044 of Virginia's 2026 Acts of Assembly repealed the licensed delivery-sale section for liquid nicotine and nicotine vapor products and left Code 18.2-246.8(B) limiting delivery of internet vape orders to retail dealers. A proposed Virginia ABC internet permit rule has not said how it treats vapor products.

E-commerce 4 Internet Marketers Editorial

Payments

Payments

When Shopify Third-Party Gateway Surcharges Push Restricted Sellers to Self-Host

Restricted sellers shut out of Shopify Payments pay a plan-based surcharge on every gateway order, including tax and shipping, with no refund on returns. This analysis models the plan crossovers, the ENDS removal, and when self-hosting pays back.

E-commerce 4 Internet Marketers Editorial

BigCommerce

BigCommerce

WooCommerce Versus BigCommerce Catalog Control for Firearms Accessory Sellers

Platform payment bans and Shop-channel limits push many firearms accessory merchants off Shopify Payments. This analysis weighs WooCommerce and BigCommerce for SKU control, age gates, and specialty gateway integrations before peak season.

E-commerce 4 Internet Marketers Editorial

Chargebacks & Fraud

Chargebacks & Fraud

Encoding FFL Transfer Fees and Dealer Selection in Headless Firearm Checkouts

Developers building firearm checkouts outside template apps often drop transfer-fee transparency and FFL handoff steps. Those gaps drive chargebacks and compliance failures when the buyer reaches the transferring dealer.

E-commerce 4 Internet Marketers Editorial
Chargebacks & Fraud

Split Descriptors for Telehealth Consult Fees Versus Pharmacy Fulfillment

Telehealth brands that bill consults and pharmacy fulfillment on separate MIDs can reduce statement confusion and chargebacks when checkout copy, refunds, and descriptors stay aligned. FDA GLP-1 telehealth pressure makes clean money flows part of processor survival too.

E-commerce 4 Internet Marketers Editorial

CBD / Hemp