Friday, October 23, 2026
News For Internet Marketers
Jotform's July Authorize.net announcement offered two sign-up paths. For supplement and hemp sellers, Gateway Only is the one to understand, from supported processors and eCheck underwriting to switching acquirers without new API keys.
Authorize.Net full-card exports need an owner-approved, fee-based request that can take three weeks, NMI imports only through affiliate-initiated PGP files and charges at least $500 to export, and neither gateway imports subscription schedules.
Firearm and other regulated merchants that authorize at checkout and capture after FFL transfer or backorder release need Authorize.Net's 30-day unsettled ceiling, NMI's processor-dependent auth windows, and tested reauth plus customer notices before holiday volume.
BigCommerce lists native NMI and Authorize.Net connections for specialty MIDs when platform rails drop regulated catalogs. The Payments API table shows Authorize.net vaulting support and NMI raw-card-only limits, while Commerce's AUP puts highly regulated product compliance on the merchant.
Acquirers in California, Colorado, and New York must assign MCC 5723 to qualifying gun retailers, while Texas, Florida, Kentucky, Arkansas, and other states ban or restrict the code. The House passed H.R. 1181 on July 14, 2026 to preempt both sides, but the Senate has not acted.
Stripe, Checkout.com, and Worldpay documentation puts Mastercard's requirement that recurring and other merchant-initiated charges carry the original Transaction Link Identifier on October 23, 2026. The December 1, 2026 and January 31, 2027 dates now circulating match Worldpay's schedule for lifecycle linking, and Authorize.Net and NMI have not published TLID guidance.
