Card Network Programs

Firearm and Vape Merchants Need a Descriptor Check Whenever an Acquirer Changes Their MCC

When an acquirer moves a firearm or nicotine account to MCC 5723, 5993, or a new location record, Visa's April 2026 data rules and October 2026 dispute guide make the statement descriptor part of the change, with VAMP's 1.5% merchant line leaving little room for unrecognized charges.

E-commerce 4 Internet Marketers Editorial
Card Network Programs

Visa Dispute Condition 10.4 Evidence Rules Expand Across Tokens on October 24

Visa Compelling Evidence 3.0 under Dispute Condition 10.4 expands on October 24, 2026 to prior purchases on the same card or associated tokens, including across merchants an acquirer processed, when qualifying data elements match.

E-commerce 4 Internet Marketers Editorial